RedZone Lending
RedZone Lending is an approved assumed name of NEXA Mortgage, LLC, NMLS #1660690. Powered by NEXA. Mike Jungen, NMLS #398838, is licensed to originate consumer-purpose residential mortgage loans in Texas.
Home / Licensing and disclosures
Readable on purpose
Licensing, territory and product boundaries.
The short version: Texas consumer home loans, nationwide qualifying business-purpose investment financing, and eligible commercial capital with a hard Nevada commercial-property stop.
Three clearly separated lanes.
Texas residential
Consumer-purpose owner-occupied residential lending through RedZone is limited to properties in Texas.
Nationwide investor
Business-purpose DSCR and Non-QM financing is available nationwide for qualifying investment properties. Programs, terms and property eligibility vary by lender and jurisdiction.
Eligible commercial
Commercial capital may be available for eligible properties nationwide, subject to property, lender, jurisdiction and licensing review—and the Nevada restriction below.
Nevada commercial property does not proceed through this website.
Commercial mortgage services advertised through this website are not offered for commercial real property located in Nevada unless the transaction is handled exclusively by an appropriately licensed or exempt Nevada mortgage company and a properly sponsored Nevada-licensed mortgage loan originator. Separate business-purpose financing may be available for qualifying residential investment properties.
Commercial, land and non-dwelling Nevada inquiries do not receive an application, rate quote, document-upload or commercial consultation path through RedZone’s website.
Government cash-out products are not advertised as available.
RedZone does not advertise FHA cash-out, VA cash-out or USDA cash-out refinancing as available Texas products. Educational material may explain the restriction, but the products are not presented as an available RedZone loan path.
No page is a loan approval.
Equal Housing Opportunity. All loans are subject to credit and property approval. Programs, rates, terms and availability are subject to change. This website provides general education and is not a commitment to lend, a rate lock, legal advice, tax advice or a substitute for transaction-specific review.
Consumer complaint and recovery-fund information.
Consumers may submit a complaint to the Texas Department of Savings and Mortgage Lending. Complaint forms, submission instructions and contact information are available on the Department’s official consumer-complaints page.
Route before application