CONVENTIONAL6.665% rate · 6.923% est. APRFHA6.050% rate · 7.142% est. APRVA6.165% rate · 6.727% est. APRUSDA5.950% rate · 6.756% est. APRDSCR8.240% rate · 8.524% est. APRBANK STATEMENT7.990% rate · 8.269% est. APRSOURCE DATA AS OF NOVEMBER 10, 2026 AT 7:37 AM CT

CONVENTIONAL6.665% rate · 6.923% est. APRFHA6.050% rate · 7.142% est. APRVA6.165% rate · 6.727% est. APRUSDA5.950% rate · 6.756% est. APRDSCR8.240% rate · 8.524% est. APRBANK STATEMENT7.990% rate · 8.269% est. APRSOURCE DATA AS OF NOVEMBER 10, 2026 AT 7:37 AM CT

Assumes an 800 credit score. Estimated APR uses 30-year fixed fully amortizing payments. FHA, VA and USDA assume a $350,000 base loan, $3,000 lender fees and 2.75% points; conventional, DSCR and bank statement assume a $400,000 base loan, $2,400 origination and 2% points. Points are based on the total note amount and lender charges are paid at closing; no credits or odd-days prepaid interest. Conventional, DSCR and bank statement assume 20% down and no MI; FHA assumes 3.5% down, financed 1.75% upfront MIP and estimated declining-balance annual MIP; VA assumes zero down, first use and financed 2.15% funding fee; USDA assumes zero down, financed 1% guarantee fee and 0.35% annual fee. DSCR and bank statement assume no prepayment penalty or additional fees. $700 appraisal is excluded from APR. These assumptions do not verify that the displayed rates are available at the assumed points. Actual rates and eligibility vary. Not a commitment to lend.Assumes an 800 credit score. Estimated APR uses 30-year fixed fully amortizing payments. FHA, VA and USDA assume a $350,000 base loan, $3,000 lender fees and 2.75% points; conventional, DSCR and bank statement assume a $400,000 base loan, $2,400 origination and 2% points. Points are based on the total note amount and lender charges are paid at closing; no credits or odd-days prepaid interest. Conventional, DSCR and bank statement assume 20% down and no MI; FHA assumes 3.5% down, financed 1.75% upfront MIP and estimated declining-balance annual MIP; VA assumes zero down, first use and financed 2.15% funding fee; USDA assumes zero down, financed 1% guarantee fee and 0.35% annual fee. DSCR and bank statement assume no prepayment penalty or additional fees. $700 appraisal is excluded from APR. These assumptions do not verify that the displayed rates are available at the assumed points. Actual rates and eligibility vary. Not a commitment to lend.

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Professional Athlete Lending

Complex compensation, privacy, mobility and long-term wealth strategy.

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Real-Estate Investor Lending

Nationwide business-purpose DSCR, Non-QM, bridge and portfolio financing.

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Private Client Capital

Jumbo, asset-based qualification, complex income and strategic liquidity.

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Traditional and alternative documentation for business owners.

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Texas HELOC, high-limit line, closed-end second and cash-out comparisons.

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Conventional, FHA, VA, USDA, jumbo, renovation and assistance.

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Payment, refinance break-even and DSCR calculators.

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Plain-language guidance for qualification, documentation, underwriting, appraisal and closing.

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Meet Mike Jungen and Austin Rafiee and understand the partner-led RedZone standard.

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Jumbo Mortgages

Financing above the applicable conforming loan limit, built around liquidity, reserves, income complexity and the full balance-sheet strategy.

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Super-Jumbo Mortgages

Large-balance residential financing that typically demands a deeper review of assets, reserves, concentration risk and the borrower’s complete financial picture.